Small business finance
Small Business Loans
Small business loans make the impossible possible for business owners across Australia.
With the right financing, investing in new assets has never been easier
Securing the right funding can be a game-changer for your business, particularly when that business equipment loan enables you to secure essential assets like plant machinery, technology, vehicles or office equipment.
As a busy business owner, however, you may find the process of navigating equipment finance options to be challenging and time-consuming. That’s where LendEasy comes in. Countless Australian small businesses rely on us to streamline the business equipment financing process, finding the most appropriate asset financing solutions for their unique needs – and when you need equipment for your business, we’re ready to do the same for you.
We support small Australian businesses like yours
We’re dedicated to nurturing small businesses, the key drivers propelling Australia’s future economic growth.
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The importance of financial planning for small business owners
Strategic financial planning is foundational to success for small business. It seamlessly interweaves your business objectives with operational performance, ensuring the best outcomes for your cash flow, working capital and general taxation position.
A comprehensive budget is a key component of this plan, serving as a guiding tool that navigates the complex landscape of income and expenses and safeguards your business’s financial health.
Just as a ship requires a steady hand at the helm, businesses need effective cash flow management to meet their financial obligations.
The financial journey doesn’t stop at the current moment, though; it extends into the future, necessitating the forecasting of future financial needs such as new machinery, office upgrades, or team expansion. This foresight ensures you’re always ready for growth opportunities.
Here’s where we come in. At LendEasy, we strive to make your financial journey less daunting, turning the process of acquiring a loan into a streamlined, hassle-free experience. Our experienced team, equipped with the necessary resources and expertise, is eager to assist in moulding a financial plan as unique as your business. Let us serve as your trusted navigators, steering you towards a tailored financial strategy that drives your business growth.
We offer small business finance solutions to help you make business happen!
Commercial vehicle loans and equipment finance
Securing a vehicle or equipment loan that enables you to invest in reliable business equipment will enhance your productivity.
Flexible finance & repayments
We offer contract terms spanning from two to seven years. With fixed interest rates, you can always be certain of your repayment amounts for business loans ranging between $10,000 and $200,000.
100% support at every step
As a Business Finance broker based in Australia, we’re here to assist you at every stage throughout the process of securing a finance agreement, from initial conversations and application all the way to the settlement.
The right equipment loan for you
When writing equipment loans for small business owners, our goal is to facilitate your path to secure funding at the most affordable interest rate. Whether you’re looking to upgrade office technology, revamp your workspace, or acquire new equipment, our equipment financing expertise will help keep your business productive and competitive.
AS EASY AS 1-2-3
Your journey to success
Stay informed, get ahead, and reach your goal.
01
We understand your business needs
We consider ourselves a trusted partner, fully committed to understanding your business needs. We lay the groundwork to secure the right equipment loan, starting with a free consultation call.
02
We identify the perfect business loan for you
Drawing on a vast network of lenders, in-depth industry knowledge, and a decade of experience, we pinpoint the most suitable equipment finance options for you. A straightforward report with a shortlist of these options helps you make an informed decision and secure an equipment loan that works for you.
03
We provide continuous support
Embrace your business aspirations! We take care of your financing needs, leaving no room for worries. When you need a loan for equipment, we’re only a phone call away, here to support you throughout your loan term and beyond.
TAILORED TO YOUR NEEDS
Navigating small business finance in a dynamic lending landscape
In the current lending environment, securing business equipment loans has become increasingly challenging. Under the present taxation laws, evolving government regulations and stricter lending criteria imposed by the Australian Prudential Regulation Authority (APRA), banks will exercise greater caution when assessing your financial situation.
That’s why a growing number of Australian small businesses trust LendEasy to secure their much-needed asset finance from a reliable and supportive lender.
ENJOY PEACE OF MIND
Focus on your business, leave the loan to us
The path to securing a loan shouldn’t feel like a financial labyrinth. We are here to streamline this journey at every step. Our team collaborates with you to collate all necessary documents, prepare them for submission, and determine the right loan amount and duration for your business needs.
With a business equipment loan perfectly tailored to your needs and a flexible loan term that aligns with your operations and cash flow, you can focus on doing what you do best.
KEEP YOUR INFO SAFE
Your privacy is paramount
At LendEasy, we take your security and privacy seriously. Our technology is designed with robust security protocols to ensure that your personal and financial information is well-protected during the loan application process.
Our system uses advanced encryption methods, comparable to those used by leading financial institutions. This encryption technology secures your data during transmission, preventing unauthorised access.
In addition to stringent security measures, we adhere strictly to privacy laws and regulations. Your information is treated confidentially and is used solely for the purpose of processing your equipment finance application, so you can rest assured knowing that your personal details are safe and secure.
What our customers say
What we need, and what you can expect
Gather necessary documents
If you’re considering an equipment purchase, you’ll first need to gather financial statements, tax returns, business plans and any other key documents. Depending on credit criteria, certain types of equipment financing may require additional documents such as lease agreements or supplier contracts. At this stage, you may benefit from professional tax advice.
Apply online
Fill out our user-friendly application form, providing details about your business, the purpose for the loan, and your personal information.
Underwriting process
Our underwriting team will consider your individual circumstances and associated risk level, taking into account factors such as cash flow and monthly repayments, and assess your eligibility. They may request additional information or documents during this process.
Approval & disbursement
Following successful underwriting, we’ll notify you about your approval status. Once approved, you can typically expect a lump sum paid within a few business days.
Our Partners
Get Easy access to a selection of finance partners all in one place.
Learn more on a friendly call with Steve.
Get Your credit information for FREE with a no-obligation Discovery Call.
Submit an enquiry
Get Easy access to a selection of finance partners all in one place.
FAQ
Frequently Asked Questions
Generally, financing for small to medium-sized businesses can range from $10,000 to $200,000. However, this is merely an approximate guide. Steve and the LendEasy team can provide a more precise amount tailored to your unique circumstances.
Absolutely! We’re fully licensed by the Australian Securities and Investments Commission (ASIC), with license number 531496. Furthermore, we are proud members of the Finance Brokers Association of Australia (FBAA).
We partner with up to 40 different lenders as we firmly believe that more options lead to better outcomes for our clients.
Certainly! Feel free to call us at 1300 5363 3279 between 9 AM and 5 PM, Monday to Friday. Steve or one of our friendly consultants will be readily available to answer any questions you may have, helping to ensure you feel confident and informed before you apply for finance.